I have learned that those people in the big lavish homes, usually have no cash on hand, or in the checking acct. Most of their money is tied up in investments, or in the house payment, or on cars, or they are in debt to their eyeballs. Most of these homes, too, you will find sparse furnishings.
I know of an older couple from years ago, who came from old money, had money and alot of it. Yet, they used wooden crates for end tables, used one lamp in the one room, and when they offered you something to drink, it was in a dixie cup. Then, they reused the damn cup. To get something to eat there was not a reality. I am not saying that is how they all live, but, enough of them do. I couldn't laugh at this, it was too sad.
One other thing, for years their toilet did not work right. And, they posted a sign which said to dispose of all toilet paper in the trash can, which was next to it.
That was after they started to buy toilet paper. Believe it or not, they used to put a telephone book on the back of the toilet. That is what you used. I refused.
I will drink out of a dixie cup, I will sit in dim lighting, I will go hungry, but, I refuse to use a telephone book.