Dunbar Plumbing
Master Plumber
Okay, this has become disturbing as another call just came in today....making 2 in the past 2 days, this time I lost the call (stuck Moen cartridge in shower) 
Had 4 in the past week. All of this has become an issue in the last 2 months out of the entire 4 years in my company.
I called Sam's, here's what the deal is:
Machine at office $29.95 a month plus % plus $20/month if you don't use it enough to cover base charge. 48 month lease or buy the machine outright for $595.00. IF you start the lease and stop it within the 48 months, you have to pay $90. IF you go the total distance of the lease (which doesn't make any sense) I can purchase the machine for 10% of the original purchase price. <Insane to go that route
Mobile machine < This is the only thing that I really believe is going to work for me since I don't "have" anyone back at the office to run numbers....there would be some down time in those matters if the numbers are incorrect and I want to know immediately sitting in their driveway that the card is good. I could go the lazy/unsafe approach and just take the card numbers down but I would rather make it all happen on the spot.
The mobile machine is $1018 to buy outright, $39.95/month if you lease for 48 months (ripoff) with the same $90 default if you break the lease. early.
I can't do anything on the internet/front of computer. It's not going to work and if I made the mistake of running the numbers wrong.....I'd rather do it in the process of transaction at the customer's home in case the charge doesn't go through. I have no one at the office to run numbers when I'm in the field so I am forced to take another path:
Called my CPA and since he's always dealing with money....I'd figure he'd have some advice to give. He called while I was typing this response and he is set up with a phone only system.
He calls a 1-800 number.....all done by prompts and all you do is run the number/exp. date/type of transaction/amount. Within a minute you get a AUTH #.
The cost is $12/month, 2-year contract and 3% per transaction. < To me, this is the best I've heard yet, I can call in my truck with cc in hand and I just keypad the numbers in and get a return AUTH# without even having to talk into the phone. NO machines to worry about not working in the cold of winter or getting where it won't transfer out.
If I do online transactions I am going to not police myself.....get lazy about running the card right away after a hard day of work....then that leads to other problems all into itself. People can start running that card up and then find out my charge won't push through. My fault entirely.
If what my CPA has is a go, I can't see how that won't be a golden opportunity waiting to be had. He's supposed to forward me the info tomorrow of the company that he deals with. I looked at online auctions for credit card processors....only found 9 and the prices were so low that it scares me to believe that it isn't a good thing to do.
3% of transaction and $12/month is nothing to sweat $30 per $1000 can be faded into the material charges on jobs so easily that I would not even bother to initial a surcharge on the bill for its use. I'm getting mixed opinions from the replies whether it's legal or not; I've seen receipts where I've been charged so it must be a state to state ordeal.
Had 4 in the past week. All of this has become an issue in the last 2 months out of the entire 4 years in my company. I called Sam's, here's what the deal is:
Machine at office $29.95 a month plus % plus $20/month if you don't use it enough to cover base charge. 48 month lease or buy the machine outright for $595.00. IF you start the lease and stop it within the 48 months, you have to pay $90. IF you go the total distance of the lease (which doesn't make any sense) I can purchase the machine for 10% of the original purchase price. <Insane to go that route
Mobile machine < This is the only thing that I really believe is going to work for me since I don't "have" anyone back at the office to run numbers....there would be some down time in those matters if the numbers are incorrect and I want to know immediately sitting in their driveway that the card is good. I could go the lazy/unsafe approach and just take the card numbers down but I would rather make it all happen on the spot.
The mobile machine is $1018 to buy outright, $39.95/month if you lease for 48 months (ripoff) with the same $90 default if you break the lease. early.
I can't do anything on the internet/front of computer. It's not going to work and if I made the mistake of running the numbers wrong.....I'd rather do it in the process of transaction at the customer's home in case the charge doesn't go through. I have no one at the office to run numbers when I'm in the field so I am forced to take another path:
Called my CPA and since he's always dealing with money....I'd figure he'd have some advice to give. He called while I was typing this response and he is set up with a phone only system.
He calls a 1-800 number.....all done by prompts and all you do is run the number/exp. date/type of transaction/amount. Within a minute you get a AUTH #.
The cost is $12/month, 2-year contract and 3% per transaction. < To me, this is the best I've heard yet, I can call in my truck with cc in hand and I just keypad the numbers in and get a return AUTH# without even having to talk into the phone. NO machines to worry about not working in the cold of winter or getting where it won't transfer out.
If I do online transactions I am going to not police myself.....get lazy about running the card right away after a hard day of work....then that leads to other problems all into itself. People can start running that card up and then find out my charge won't push through. My fault entirely.
If what my CPA has is a go, I can't see how that won't be a golden opportunity waiting to be had. He's supposed to forward me the info tomorrow of the company that he deals with. I looked at online auctions for credit card processors....only found 9 and the prices were so low that it scares me to believe that it isn't a good thing to do.
3% of transaction and $12/month is nothing to sweat $30 per $1000 can be faded into the material charges on jobs so easily that I would not even bother to initial a surcharge on the bill for its use. I'm getting mixed opinions from the replies whether it's legal or not; I've seen receipts where I've been charged so it must be a state to state ordeal.
