Is there a cheap alternative to accepting credit cards? I've looked into this before but always ended up in a situation where it was $400 for the machine in the truck, maintenance fees and a percentage for each transaction.
I've tried to get people to pay me through paypal to simplify things and they look at me like I'm trying to scam them. Even if I describe it on the phone.....most of it goes right over their head.
My largest hesitation is the fact that those who pay by credit card can refute/stop payment within 60 days of the transaction period and can possibly stop the wheels from turning so to speak. If for whatever reason the stop payment is legit....by all means use it. I'm talking of those who abuse the system and try to cheat others out of services in such a way.
I lost 2 calls in 4 days due to my inability to not take credit cards. The people calling were in emergency status and it didn't matter what someone charged.....they want it put on the credit card. I somehow need to incorporate the charges for services rendered somehow when someone springs at the last minute a credit card so I don't take the amount already calculated and lose the percentage fees out of it. That'll dip right into the profit margin for sure.
Somebody I'm friends with in FLA told me to wait till next year; there is a device called "Treo" that is coming out that will allow me to process cc# in mobile status....similar to blackberry and other devices.
In total, I've probably lost about 12 service calls for the year (9.3 months total) due to my unableness to take the card. Not exactly a huge loss but friday I could of landed a $500 job for yesterday morning. That hurt like a gunshot victim with no medical care.