This is a 1st...not sure if you guys have this in your part of town.
We (owner) is responsible for the water/sewer line run from main to home.
Just got a letter that stating effective, for $12 every month, should there ever be a break, etc on the exterior water/sewer line, the *protection service* will cover all repairs with a 4 hr onsite plumber guaranteed.
Seems like a okay deal...but well, insurance is insurance.
Does something like this in your part of town ?