Like I have said all I have to go on is the picture.
There are several things which I question but most of all is the workmanship of the panel. It does not look professional and in my personal opinion would not have passed an electrical inspection based on those items I have pointed out.
310.15(B)(3) Adjustment Factors. (a) More Than Three Current-Carrying Conductors in a Raceway or Cable. Where the number of current-carrying conductors in a raceway or cable exceeds three, or where single conductors or multiconductor cables are installed without maintaining spacing for a continuous length longer than 600 mm (24 in.) and are not installed in raceways, the allowable ampacity of each conductor shall be reduced as shown in Table 310.15(B)(3)(a). Each current-carrying conductor of a paralleled set of conductors shall be counted as a current-carrying conductor.
334.24 Bending Radius.
Bends in Types NM, NMC, and NMS cable shall be so made that the cable will not be damaged. The radius of the curve of the inner edge of any bend during or after installation shall not be less than five times the diameter of the cable.
334.15 Exposed Work.
In exposed work, except as provided in 300.11(A), cable shall be installed as specified in 334.15(A) through (C).
(A) To Follow Surface. Cable shall closely follow the surface of the building finish or of running boards.
(B) Protection from Physical Damage. Cable shall be protected from physical damage where necessary by rigid metal conduit, intermediate metal conduit, electrical metallic tubing, Schedule 80 PVC conduit, Type RTRC marked with the suffix -XW, or other approved means. Where passing through a floor, the cable shall be enclosed in rigid metal conduit, intermediate metal conduit, electrical metallic tubing, Schedule 80 PVC conduit, Type RTRC marked with the suffix -XW, or other approved means extending at least 150 mm (6 in.) above the floor.
110.12 Mechanical Execution of Work.
Electrical equipment shall be installed in a neat and workmanlike manner.
(A) Unused Openings. Unused openings, other than those intended for the operation of equipment, those intended for mounting purposes, or those permitted as part of the design for listed equipment, shall be closed to afford protection substantially equivalent to the wall of the equipment. Where metallic plugs or plates are used with nonmetallic enclosures, they shall be recessed at least 6 mm (¼ in.) from the outer surface of the enclosure.