Most of the states in the southeastern part of our country model their licensing and inspection departments after NC. Here we have invoked a law that it is a mandatory $500 fine for not obtaining a permit before beginning work in any of the trades. This does include the homeowner that is undertaking a project their self. This law is also being considered in several states and some have already adopted it. I am not sure about your state but if it hasnít then it soon will be.
This fine is being pushed by the insurance companies that have to pay big claims on uninspected work done by both the DIYer and licensed contractors. The main issue here is that most contractors will carry a liability insurance to pay for their mistakes but the homeowners insurance pays for the DIY mistake. The insurance companies are lobbying the states to invoke a no profit law for those who do not follow proper procedure when doing maintenance work on their homes. In other words should a home owner or contractor not follow the permits and inspection set forth by their state the liability falls on the person doing the work and not the insurance company. The insurance company will pay but then come looking to be reimbursed for their losses.
I understand that someone that owns their own home wanting to save a dime and do the work their self and I also know that in the real world people are doing these types of installations every day. What they need to understand is that the government could care less if the place burns down on top of them but when their wives and children who are completely innocent are involved then the government steps forward to protect them. This is the common sense that our government is looking at not that some person is wanting to save their self a dime and think they know what is going on when the truth of the matter is they donít have a clue.
Case in point;
Home owner gets wife a whirlpool tub for her birthday. Water heater canít keep up with the demand so hubby turns up thermostat. Water heater is now leaking on basement floor from pressure relief. Hubby says this is no problem he will tie it into the AC drain pipe which is about 2 feet higher than the relief valve. Baby slept just above water heater and will carry scares for the rest of her life. Yes dad had the right to do work on his own home but he didnít have the right to harm a three year old little girl. Personally I think he should have received jail time how about you?