You could also fix whatever ails you yourself. I did once. I was using a trowel to remove teak tile from a floor and missed the floor and got the top of my other hand. It was a gash which was deep, and wide, so, I just got out my sewing kit and sewed it myself. Then, I drove to the doctor's office and waited until, my turn, and he did nothing but give me a shot and some antibiotics and said, I was a pretty good seamtress. I saved a bundle.