Yes, they were hit pretty badly there.
Global warming caused by the Americans you see.
One saving grace is that we have insurance companies that actually help people. Not American ones that try and twist and turn out of paying up.
That means that most home insurance covers flooding automatically - not like here where I have to take out a separate policy for it.
And of course we rarely have basements, which also helps. The people that might suffer are those that have paid off their mortgages and declined any home insurance at all. But those are in the extreme minority.
"If you need alternative accommodation, that's usually covered in your policy so your insurance company will make sure you've got payments for any accommodation you may need," Kelly Ostler-Coyle from the ABI said.
Many insurance companies have set up 24-hour hotlines to help those in the flooded areas get in touch, as well as trying to contact homeowners directly.
"Events like this really do show the need for insurance and how much your life can be devastated if you don't have it in place," said Ms Ostler-Coyle.
She told the BBC that she didn't expect insurance premiums to rise generally as a result of the claims, saying that this type of damage was not unusual in any given year.
"We do have floods most years and we are used to paying these sorts of claims. 2007 was an exceptional year with £3bn worth of damage but at the moment this isn't on that level," she said.