I am going to go gentle with you here.
1 - You absolutely can not use pex in a collector and anywhere else in the high side of the system for two reasons. within the panel, Pex is an bad conductor of heat so it's efficiency would be just plain awful and typical temperatures can run well over 300 degrees which puts it twice what pex is rated for.
2 - If you can get a 3 panel set with tank and controls for under 7 grand without subsidies then you need to PM me and give me the name of your supplier because I can't buy the equipment for that price.
3 - Try this web site
www.caleffi.com and download idronics 3. Read it and get back to me.
4 - Been installing solar systems since the early 70's Not much I don't know about them and believe me, I've seen it all.
5 - Guys that build their own stuff will always tell you how wonderful it is. People that spend a lot of money to have it installed will always tell you how wonderful it is. That's because they have an investment in it. It's just human nature.
The performance curves and case studies from all over Europe are on the web and available to you. I strongly recommend that anyone considering solar, take a few days and do the research.
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