The $3K ballpark figure is for install with a 3/4" upgrade on the gas supply, as well as the vent set-up.
They're wall mounted, so you generally set them up on the foundation wall as close to where they'll vent outside as possible because the SS vent is expensive (around $80 for a 4' length of 4" if memory serves).
Maintanence is another issue, but from what I hear it isn't much more than a yearly vinegar flush, which you're "supposed" to do on tank types anyway.
Tankless have been around for many years, much like cell phones, they were originally a high end item that was too cost prohibitive for the average Joe.





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