When water heats it expands. Unless you have a backflow preventer in the supply line, the expanded water just is absorbed by the the water main and causes no problem. I understand some localities are installing meters that have a backflow preventer built into them and if you install a PRV, this is also a backflow preventer. In either of those cases, you need to install an expansion tank in the supply line before the line reaches the heater. This is called a closed system. It's just like the system in newer cars that have that plastic bottle to catch the water that expands when it is hot. If you have a closed system in your home, but do not have an expansion tank, the water pressure will quickly exceed 150 psi when the heater kick in. This will cause the TP valve to trip to relieve this excess pressure. I don't know why this is just now occuring unless the old TP was not working and didn't relieve the excess pressure. Just installing the new tank would not create the problem. I will disagree with the cost of a PRV and expansion tank. You can get a PRV and an expansion tank for about $50 each. Installation is quite simple, and if you can sweat a joint, you can do this. I would go ahead an install the pressure gauge next to the PRV so you can set and monitor the pressure. The gauge will cost about $10 and with necessary fittings to reduce the gauge size to copper and a few ordinary copper fittings costing perhaps another $5, you'd have no more than $120 invested. I'd set the PRV to about 60 pounds. The expansion tank has to be filled with air to the same pressure as the PRV is set to, and this is done with a regular air pump. To do this, Watts recommends a hand pump, but I used my air compressor, an air gauge, and was careful not to put too much air in the tank. These supplies are readily availble at the Big Box Stores or plumbing supply houses.