Actually when I was rewiring my house, I thought about my running 12 ga. and 20 amps to the bedroom as maybe not being necessary. But I did it anyway...
Well a few years later, energy rates skyrocketed. I was able to use a space heater to heat just my bedroom at night (instead of the whole house) and save on my heating bill. Then in the summer same thing with a window air conditioner in the bedroom.
Anyway I was glad I had run the 20 amp circuit. And this has been my life long experience with electrical wiring. Frequently need more outlets than what was installed, frequently need more amperage on the outlets which were installed, and frequently need more spaces in the breaker panel than the panel has available.
Anyway I like to "over engineer" everything electrical for future needs.